Terms and Conditions

Last Updated: October 1, 2026

These Terms and Conditions ("Terms") govern your purchase and use of the Instagram AI Starter Kit (the "Starter Kit") offered by:

LOTUS FINANCE INC., 1210 E Suffield Dr, Arlington Heights, IL 60004-2712, USA
Support: ai.get.forge@gmail.com · Telegram: @profitcamp_bot

By purchasing or using the Starter Kit you agree to these Terms.

1. The Product

The Starter Kit is a digital educational product: video lessons, templates, prompts and related materials about creating and running an Instagram account with the help of AI tools. It is delivered digitally, in the app inside Telegram, immediately after payment. No physical goods are shipped.

2. Price and Payment

The Starter Kit is sold for a one-time payment of $17 (USD), unless a different price is shown at checkout. Payments are processed by Stripe. There is no subscription and no automatic renewal. We do not store your card details, and your card is not saved for future charges.

3. Access and License

After payment you receive a personal, non-exclusive, non-transferable right to use the Starter Kit for your own education. You may not resell, share, publish or distribute the materials, or give access to other people.

4. 30-Day Money-Back Guarantee

The Starter Kit is covered by a 30-day money-back guarantee. Refunds are governed by the Refund Policy shown on this page, which forms part of these Terms.

5. No Income or Earnings Guarantee

The Starter Kit is educational. We do not promise or guarantee any income or any particular result. Any earnings, results or examples mentioned on our pages, including results of the author and of other participants, show only what is possible and are not typical. Your results depend on many factors, including your effort, experience, market conditions and the way you apply the materials. Running any online business involves risk, including the risk of earning nothing.

6. Testimonials

Testimonials reflect the individual experience of the people who gave them. They are not a promise that you will get the same results.

7. Customer Responsibility

You are responsible for how you use the information in the Starter Kit and for complying with the rules of the platforms and the laws that apply to you, including the terms of Instagram and of any other service you use.

8. Intellectual Property

All materials in the Starter Kit are owned by LOTUS FINANCE INC. or its licensors and are protected by copyright. Nothing in these Terms transfers any ownership to you.

9. Chargebacks and Payment Disputes

If you have a problem with your order, please contact support before disputing the payment with your bank. If you open a dispute, we may provide the payment processor and your bank with information about your order, delivery of the Starter Kit and these Terms.

10. Limitation of Liability

To the maximum extent permitted by law, LOTUS FINANCE INC. is not liable for indirect, incidental or consequential damages, or for lost profits, arising from your use of the Starter Kit. Our total liability for any claim is limited to the amount you paid for the Starter Kit.

11. Mandatory Consumer Rights

Nothing in these Terms limits any rights you may have under mandatory consumer protection laws applicable to you.

12. Changes to These Terms

We may update these Terms. The version published on this page when you purchase applies to your purchase.

13. Contact

LOTUS FINANCE INC., 1210 E Suffield Dr, Arlington Heights, IL 60004-2712, USA · ai.get.forge@gmail.com · Telegram: @profitcamp_bot